RuPay Debit Card

RuPay is India’s own domestic card payment network from the National Payments Corporation of India (NPCI). Because transaction processing happens domestically, RuPay keeps customer and transaction data within India and helps keep card costs low — making it well suited to a cooperative bank’s largely rural and semi-urban customer base.

Features

• Domestic transaction processing — lower clearing and settlement costs than international card networks.
• Customer data and transaction data stay within India.
• Works across ATMs, POS terminals and online/mobile payments (interoperable across payment platforms).
• Cards and offers designed for Indian consumers, including rural and underserved segments.
• Ongoing RuPay offers: IRCTC cashback, fuel surcharge waiver, concierge services, domestic lounge access, and cashback on utility bill payments (offers vary and are managed by NPCI — check current offers at the link below).

Eligibility

• Available to Savings and Current Account holders of the Bank, subject to standard KYC and account norms.

How to Apply

• Visit your home branch and submit an ATM/Debit Card application form.
• Once issued, manage card limits and controls via the ATM Card Controller app (available on the Google Play Store), where supported.
• Check the latest RuPay offers at rupay.co.in/rupay-offers.