Deposits

जमा योजनाएं

The Alwar Central Co-operative Bank Ltd. offers a range of deposit products for individuals, farmers, traders and institutions — from everyday savings accounts to fixed-tenure investment options. Choose the product that best matches your savings goal below.

Saving Deposit

बचत जमा

2.90%p.a. on daily balance

An everyday savings account designed for individuals and households to safely park surplus funds while earning interest. It comes with a low minimum balance requirement, a passbook, cheque book and ATM/debit card facility for easy access to your money at any of our branches.

Current Deposit

चालू जमा

Nilno interest payable

A transaction account built for traders, businesses and institutions that need to make frequent deposits and withdrawals. Current deposits do not earn interest but offer higher transaction limits, cheque facilities and an overdraft arrangement can be sanctioned against approved security.

Fixed Deposit

सावधि जमा

6.50% – 7.25%p.a. depending on tenure

A lump-sum deposit placed for a fixed tenure ranging from 15 days to 120 months, earning a fixed rate of interest decided at the time of booking. Fixed deposits offer some of the best returns among our deposit products; premature withdrawal is permitted subject to applicable rules and a penal rate of interest.

Recurring Deposit

आवर्ती जमा

6.75%p.a. on monthly instalments

A disciplined savings scheme where a fixed instalment is deposited every month over a chosen tenure, helping you build a corpus for future goals such as education, marriage or a down payment. The accumulated deposits plus interest are paid out on maturity.