Find DEAF — Depositor Education and Awareness Fund

What is DEAF?

Under Section 26A of the Banking Regulation Act, 1949, and the Reserve Bank of India's Depositor Education and Awareness Fund Scheme, 2014, banks are required to transfer the credit balance of accounts that have remained inoperative or unclaimed for 10 years or more to the RBI's Depositor Education and Awareness Fund (DEAF).

Transferring a balance to DEAF does not mean the money is lost. Depositors, or their nominees / legal heirs, can claim the amount from the Bank at any time, even years later. The Bank verifies the claim and pays the depositor, then separately claims reimbursement from RBI — there is no time limit on when you can claim.

Search Unclaimed Deposits

Search the Bank's published DEAF register by account holder name or branch code. For your security, account numbers are shown with only the last 4 digits.

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How to Claim an Unclaimed Deposit

1. Visit your home branch (or any branch) of The Alwar Central Co-operative Bank Ltd.
2. Carry valid KYC documents (photo ID and address proof) and, if available, the original passbook / FDR / account details.
3. If you are a nominee or legal heir claiming on behalf of a deceased depositor, carry the nomination record or succession documents as applicable.
4. Submit a claim request at the branch; the Bank will verify your identity and account details.
5. Once verified, the Bank will reactivate the account or settle the claim, and separately recover the amount from RBI's DEAF.

Need Help?

Phone: 0144-2701121 · Email: dccb[dot]alwar[at]rajasthan[dot]gov[dot]in