Fixed Deposit
सावधि जमा
6.50% – 7.25%p.a. depending on tenure
General Information
- Deposit tenure minimum 15 days and maximum 120 months.
- Interest payable depending on tenure of deposit on monthly/quarterly basis or on maturity.
- Minimum deposit amount Rs. 1,000.
- Loans available against deposits up to 90% of the deposit value.
- Nomination facility is accessible to account holders.
Interest Rate
- 6.50% – 7.25% p.a. depending on tenure.
- On pre-mature withdrawal of deposited amount, interest will be calculated at 1% below the rate applicable for the completed period of deposit.
Eligibility
Resident Indian, Companies, or a Co-operative Society, Societies, Trusts, Firms, and Self-Help Groups (SHGs).
Document Required
- Identity proof (PAN, EC Card, Driving Licence, Passport, and Employer Certificate for proof of identity).
- Passport Size Photograph - 2.
- Proof of residence address.
- Introduction as per bank norms.
- Note: Permanent address and telephone number are mandatory.